How to Get a Virtual Credit Card Online for Free

if you are a Webmaster or a Online Shopping Freak you must be aware you needed a Credit Card to Shop online on International Shopping Websites. most of the times when you purchase Any webmaster Product like Domain name and Hosting you will need A Credit Card to complete your Purchase, and In India It is not so easy top get a Credit Card. Hence you can use a Free Virtual Credit Card to Shop online which is most easiest way an Secure then using a Physical Card. This Virtual Credit Card is provided by some of banks in India with No Cost, you can use your Savings Account balance to shop with a Online Virtual Credit Card, Lets see how can you get it.

Online Virtual Credit Card

If you are Blogger, Freelancer, Shop for products online, Buy Imported Gadgets trough Ebay then A Credit card is must needed for you. Without it you won’t be able to take benefit as Indian Debit Cards and Net banking is only Accepted in Indian Websites  for international you need to have a Card but as per RBI Guidelines there are tough rules for getting a Credit Card so the Best Gift for you is to use Virtual Credit Card online which saves you effort, and you are always secure on it.

What is a Virtual Credit Card

A Virtual CC or Debit card is for onetime use. You can generate Virtual Credit card online and also its amount, it comes with few month Validity  It does the same work as a physical Credit Card can Do. There is no risk of Misusing though virtual credit card, as when you use it one time it expires instantly, So second time when someone try to use it, Transaction wont get Completed. We recommended to use Virtual Card for Online Shopping if you have a Credit card also. You should make it a habit to make your money safe from online Unethical Frauds.

Features and Advantages of Using Virtual Credit Card

• No Need to Apply for Physical Credit card
• Most Secure Way to Shop online
• You can generate your Own virtual CC number from net banking Portal of banks
• This Service is Free, banks Do not Charge anything for It.
• You can set it Minimum and Maximum Limit.
• Online Virtual Card can also be used in Paypal
• VCC (Virtual credit)is Expired instantly after its Use
• VCC Can be Used Internationally where VISA cards are accepted
• No Documents or Permissions needed to use VCC.

Below are the list of Following banks in India who allow you to generate online Virtual Visa Credit Card. Follow the instructions below and also make sure you Read terms and conditions of each bank before implementation.
How to Apply for a Virtual credit Card in State Bank of India (SBI)

1. Login to your SBI online banking account (https://www.onlinesbi.com/).
2. Navigate to the e-Cards option present on the menu bar.
3. Next, fill the amount (VCC limit). Agree to the terms and click “Generate” button.
4. Again Click on generate Button in Next Screen
5. Done! Your VCC is generated , you will be provided with its Details and conditions.

That’s All. You can use SBI Virtual Card on Any Online Shopping Website where payments is Accepted though VISA.
HDFC NetSafe: A Virtual credit card from HDFC

1. Visit HDFC Netsafe service website and click “Login to NetSafe” link on the right side.
2. Now select HDFC NETSAFE and Click on Register Button
3. rad the terms and Click on “I Agree” Button
4. On the next step, enter your HDFC credit card/debit card number, expiry details and click “Submit”.
   

   Note: if you have entered a Debit card number you need to Enter its ATM PIN to Verify.

5. now enter some personal required information like your Mobile Number and Email Address and Proceed to Next Step
6. Next, enter a unique username and password for your NetSafe account. Your account is now registered. Next, you’ll have to generate a Virtual credit card.
7. This is a One time registration, you just need to Login ate your NETSafe Account is made.
8. Login to NetSafe service and enter an amount (limit). Click “Go” to create a virtual credit card.
9. That’s it. Check out this Screenshot of a  NETSafe Virtual Card which can be used online where VISA Card are accepted.
10. One you have generated a HDFC Virtual NetSafe Credit card, Be sure you use it within 24 Hours or it will be expired.
11. All your NetSafe Transactions can be viewed in your NetSafe Account Online .
12. Check it this Demo of NetSafe Card from HDFC

How to Create a Virtual Online Credit Card with ICICI Bank?

• ICICI Virtual Card Enables you to Transact online with your a Credit Limit
• ICICI Bank users can visit the FAQ page to find out more information.

How to Generate Virtual Credit Card at Kotak Mahindra?

• First you will need to Login to your Kotak Net Banking Account online
• VCC fro Kotak in known as netc@rd
• Select “netc@rd” tab from Menu and click on “Generate Card”.
• Select your Account  an enter a Amount (VCC Limit) to generate the Card Instantly

• You can also Downlaod Kotak QuickPay Netc@rd Application on your Computer to generate your Card
• Register for kotak Netc@ard or View Demo about Netc@rd

This was Top 4 Indian banks who allow you to Generate A Virtual Credit Card and Shop online on Shopping and eCommerce Websites Using your bank Account Balance. Also There are other banks who are willing to start the same service,